CAMEL MODEL : A Tool To Measure Performance Of Banks
Abstract
CAMEL method was devised as a supervision tool. Regulators assess the financial condition of banks through on- site and off-site surveillance. CAMEL is methodical and attentive in its evaluation process, pursuing meaningful analysis that clearly identifies the institutions strengths and challenges in all financial and managerial areas. CAMEL encourages institutional transparency, evolution and transformation through a tried and tested methodology. This paper gives the importance of CAMEL Model and reviews many studies related to it. An attempt has been made on the usage of CAMEL Model in an Indian Banking Sector because there is a need for a modernperformance evaluation system for lndian banks.
Authors
Swati Goyal