An Analytical Study On Financial Performance And Analysis Of HDFC Bank
Abstract
This research was conducted to assess HDFC Bank’s financial performance. The Reserve Bank of India (RBI) gave HDFC one of the earliest ‘in principle’ approvals to open a bank in the private sector. The bank now has an impressive branch network of over 4,805 locations across India. All branches are connected in real time over the internet. Telephone banking is available to customers in over 500 locations. The bank also operates a network of over 12,860 networked ATMs at 2,657 locations around the country. Wholesale and retail banking, treasury, auto loans, two-wheeler loans, personal loans, loans against property, consumer durable loans, lifestyle loans, credit cards, and different digital products are among the goods and
services offered by HDFC Bank. The above-mentioned bank’s financial performance has been assessed during the last five years, namely 2015, 2016, 2017, 2018 and 2019. The data is assessed using ratio analysis, which includes the current ratio, cash position ratio, fixed assets ratio, debt-equity ratio, and proprietary ratio, and each ratio is given an explanation. To sum up this essay, the bank’s financial stability was good over the study period.
Authors
Riyazuddin, Pranav Kashyap , Nisha, Keshav Kumar Mishra, Gaurav Kumar Saini